Many of the traditions we grew up with have gone by the wayside. Somewhere along the way we’ve come to realize and accept, albeit grudgingly, that change happens — without our approval! Halloween is working hard to overtake Christmas as the major holiday of the year. President’s Day his when we buy our mattresses at great savings and, rather than focusing on former members of the military, Memorial Day and Veteran’s Day weekends have regrettably become opportunities to save money on appliances and material for home improvements The Easter of today is more about bunny rabbits and plastic eggs in …
Read More »Coming clean about homeowners associations
You’re deciding whether to buy property as part of a homeowner’s association, and you’re excited at the prospect of shared amenities like lawn care and snow removal. Before you sign on the dotted line, though, be sure to read the bylaws or rules-and-regulations packet completely. There are several items that a homeowner’s association may not be able to legally enforce. Most homeowner’s association will deny your rights to solar drying, a fancy way of saying drying on clotheslines. This old-school method may mean sun-kissed laundry to you, but to your homeowner’s association it may be an eyesore. Many states, though, …
Read More »Italian Past: Avere or Essere?
Every Italian student starts by speaking only in the present tense — that is, about what is happening in the “here and now.” But what if we want to refer back to an event that has happened in the recent past, such as this morning, yesterday, or last year? Well, then, will have to learn how to form the passato prossimo past tense! The passato prossimo translates into English as the present perfect tense and the simple past tense; in effect, when we learn this one type of past tense in Italian, we can substitute it for two types of …
Read More »Exploring your down-payment options
It’s an exciting time when you’re starting the home-buying process. One of the big questions most buyers ask at this point is, “How much do I need for a down payment?” There are a handful of options to choose from. Options for first-time homebuyers vary from state to state and it’s always good to check with a licensed mortgage broker. People who have owned homes before and are looking to relocate are still able to qualify for an FHA loan with a down payment as little as 3.5 percent of the purchase price. However, for this type of loan, the …
Read More »A book and a look at Pullman’s past
This is definitely that time of year when winter has dragged on for too long and we’re anxiously awaiting spring. It’s also a time when we can look back on what’s taken place over the winter and ahead to what might be coming up. First and foremost is the celebrated publishing of my book, which is a compilation of the best of 10 years of my column: “Petals from Roseland: Fond Memories of Chicago’s Roseland, Pullman and Kensington Neighborhoods.” The book was in print by mid-December and became an instant hit as a Christmas gift around the world. I can …
Read More »Fellini exhibit to open at Cinecittà
January 20, 2020, marks the 100th birthday of Fellini. To celebrate the event, Cinecittà will present him with a gift, Felliniana – Ferretti dreams of Fellini. The exhibit is housed in Cinecittà studios within the historic “Palazzina Fellini.” The work bears the signature of Dante Ferretti, the Oscar-winning scenographer who for Fellini was one of the magical architects of his visions, an artist-craftsman capable of giving shape to his dreams, and Francesca Lo Schiavo, a close associate of Ferretti, and an internationally acclaimed scenographer and set decorator. The exhibition offers full immersion into Fellini’s imagination as well as the dreamlike …
Read More »To go and return
On any given day, the most commonly talked about activity is where one is going. We make plans, we go, we return, we talk about our activities along the way, and then we talk about where we went once again at the end of the day! To talk about where one has to go on a certain day seems easy at first. We learn about the Italian verb “to go,” which is andare, in every beginning course in Italian. The Italian verb andare is a bit tricky to use, though, so let’s go through a few pointers. The first thing …
Read More »St. Anthony’s is alive and well!
The Chicago Catholic has been reporting a lot lately that the Chicago Archdiocese is going through many changes, and we know that it will continue to do so for the foreseeable future due to the ever-changing demographics of Chicago and its suburbs. Parishes are being closed or consolidated a couple of times a year, sparking valiant rescue efforts by the affected parishioners. Roseland’s St. Anthony of Padua Parish has not been affected or mentioned in these announcements. Many Roselandites have wondered whether our St. Anthony’s has closed. These are usually former residents who haven’t been back to Roseland in 40 …
Read More »So your home hasn’t sold
Has your property been on the market for what seems like forever? Many different factors can keep a home from selling, not the least of them being the asking price. More often than not, though, there are one or two reasons that your home is still on the market. Does your property have gorgeous hardwood floors that have been covered by that old pink carpet for 30 years? Remember in this business first impressions means everything! If a potential buyer does not like what they see in the photos, they will never come visit your home in person. My suggestion …
Read More »Re-financing in uncertain times
The Fed lowered rates three times the second half of 2019 trying to avert a potential slowdown in the economy. So far, they’ve done a good job. At the end of 2019, the unemployment rate stood at 3.5 percent and all three equity indices stood at near or all-time highs. Mortgage rates stood at near historic lows with the 30-year at 3.5 to 3.875, the 20-year at 3.375 to 3.750 and the 15-year at 3.125 to 3.375. Where are mortgage rates headed from here? According to economists from Fannie Mae and Freddie Mac, mortgage rates should slightly trend down in …
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Fra Noi Embrace Your Inner Italian