Columns

If you’re a first-time homebuyer, you may be a little thrown off when you receive the closing statement from your loan officer or attorney. You immediately ask, “What am I paying for and why is it so much?” Let me walk you through them. Your earnest money is a “good faith” deposit that is given to the seller’s representation or a mutually agreed upon title company once the sales contract is signed by all parties. This “up front” amount is usually subtracted from the bottom line due at the closing table. The bulk of your closing costs will be on …

I’m in St. Paul, Minn., at an annual family reunion and I’m partly prepared but not 100 percent. I knew about this year’s family reunion year ago, so I had plenty of time to prepare for it. Or so I thought! There are a lot of genealogy issues you need to work on before leaving town for a big reunion such as the one I am at. You should plan to make time to visit the family, both during the larger reunion party, and if possible, before or after to get more one-on-one time with specific relatives that you need …

As summer winds down, we recall the events we’ve attended throughout the season. We’ve celebrated everything from baptisms, communions and confirmations to graduations and class reunions to picnics with family, friends and neighbors. All of these events constitute a “best use of summer” kind of life. We Midwesterners so look forward to summertime that you’re hard-pressed to find us at home. This month’s column salutes these best-use-of-summer events and the togetherness and camaraderie they bring. St. Anthony’s always signals the start of summer with its communion and confirmation celebrations welcoming new members into the fold of the Catholic Church. Of …

The 2017 edition of Switzerland’s Locarno Film Festival is keeping with tradition in featuring a number of contemporary Italian films. The very first edition of the festival took place on August 23, 1946, with a screening of Giacomo Gentiloma’s “’O sole mio” on the lawn of the Grande Hotel. In the years that followed, programmers embraced the great movement of Italian Neo-Realism and today, the cinema of Italy continues to be a leading protagonist of the festival. This year’s Italian selections include Andrea Magnani’s “Easy,” the story of a depressed race car driver missing his days of glory; Marco Tullio Giordana’s …

So you’re placing your home on the market. This can be an emotional time because your home is where your family memories were made. In your eyes, your home may be worth one number, but in the eyes of an appraiser, that number often differs. And that second number can have a powerful impact on the price your home actually sells for. One of the biggest misconceptions is that the appraiser works for the buyer. The truth of the matter is the appraiser is hired by and works for the mortgage company. They are sent out as an independent third …

Chaos in Washington is keeping a lid on mortgage rates, which contributes to affordability. The firing of FBI director Comey and the ongoing Russia probes have put pressure on the Trump administration, which in turn has added a touch of volatility to the market. Stocks suffered their worse one-day decline in May, dropping more than 300 points. The drop in equities has helped mortgage bonds/rates, which have ticked down to some of the best levels of 2017. Shortly after the election, the 30-year fixed rate moved up to approximately 4.5 percent, but now has moved down into the low 4s. …

When I’m not writing columns, I have a 9-5 job. Well, an 8-6 job. Some days it’s a 6-8 job! We’ve been through a lot of change in the past 18 months. Our parent company bought another company, and I worked 37 weekends to help get it up and running, only to have it sold in January. My role in the company has changed twice during this period, which means that after almost 24 years here, I’m still learning my new responsibilities. What does all this have to do with genealogy? Well, it means that despite earning four weeks paid …

Once again, it’s time to get your nostalgia on! The Annual Pullman Family Reunion Picnic is scheduled for Aug. 5. It’s time to come together to reminisce about Roseland’s good times. It’s another opportunity to visit with old friends that you haven’t seen since our beloved neighborhood went through major changes in the 1960s and 1970s. Throughout this past year I’ve attended six different events and each time I’ve met someone who knew of this column and appreciated the memories they brought forth. I’ve told every single person that they can continue that feeling and catch up with old friends …

  Another successful edition of Open Roads: New Italian Cinema is underway in New York City. Now in its 17th year, the annual series is going strong with numerous award-winners along with some unique independent films. The series, which runs until June 7, is a group effort by the Film Society of Lincoln Center, Istituto Luce Cinecittà, the Italian Trade Commission and the Italian Cultural Institute New York; Casa Italiana Zerilli Marimò—NYU not to mention the tireless champions of Italian cinema who have been with this festival since the beginning- Antonio Monda, Griselda Guerrasio and Monique Catalina. One of the highlights of the 17th edition is …

  Another record season of the popular Italian television series “Gomorrah” is underway on the Sundance Channel. Based on Roberto Saviano’s best-selling book about the Neapolitan mafia, the series centers on three main characters: Ciro di Marzio (Marco D’Amore), Genny Sevastano (Salvatore Esposito) and Pietro Savastano (Fortunato Cerlino) entrenched in the world of organized crime. Set in Naples, the show has come under criticism for depicting the city as a dangerous, crime-infested town. Those criticisms have not hampered the show’s popularity. The action-packed compelling episodes are watched and praised all over the world. Last year, I sat down with one …