Getting your ducks in a row

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If Alzheimer’s is a journey, you need to be on the lookout for those first few steps.

Have you ever had a “senior moment” or know someone who has? These are common and usually not a cause for worry. But do they happen a lot? Do you have trouble remembering facts about your own life — either from years past or from the past five minutes? Do you struggle or have you noticed a loved one struggling to answer what should be simple questions?

Questions like:

“What did you do for a living before you retired?”

“What are your grandchildren’s names?”

“What did you have for breakfast this morning?”

“Do you know how you got to the store just now?”

If so, then these may be the first steps of a journey that can lead to increasing confusion, loss of memory, even Alzheimer’s.

Alzheimer’s affects approximately 4 million Americans and is characterized by progressive changes in a person’s memory, thinking, behavior and personality.

Because it is a progressive disease that can go on for many years, long-term care in an intermediate care or skilled care nursing home (including memory care facilities) will often become a necessity.

Talk to your doctor or your loved one’s doctor if you are noticing any signs or symptoms of memory loss, personality changes, or impaired thinking or judgment.

You can take steps now to prepare legally and financially for the coming years of long-term care, even if the journey has already begun and you or a loved one are already in the early stages of Alzheimer’s or other forms of dementia.

For more, call 847-292-1220, e-mail or visit

About Anthony B. Ferraro

Anthony B. Ferraro is the founder and managing member at the Law Offices of Anthony B. Ferraro. He received his Bachelor of Science degree in accountancy from DePaul University and his Master of Science in taxation. After receiving his CPA designation in 1978, he enrolled in law school, earning his Juris Doctor in 1983 from De Paul University. An elder law practitioner, his practice areas include Medicaid planning and applications, guardianship, probate & trust administration, long-term care planning, nursing home contracts and admission, senior estate planning, special needs planning, estate planning, and estate taxation.

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