If you’re a first-time buyer or you’re upgrading to a new home, here are several steps to prepare yourself for the journey. It’s never too early to start doing your research and plan accordingly. Whether it’s via the internet or by taking a late night drive through a desired area. Some websites sites, including mine, offer buyers detailed information on school districts, taxes, dining, parks, and much more. Also make sure to assemble a capable team that includes a Realtor, loan officer and attorney, along with a home inspector. A Realtor can assist you in finding homes along with …
Read More »Federal Reserve stays the course
The Federal Reserve decided to leave rates alone at their mid-June meeting, citing a very weak jobs report in June and downward revisions to the two previous months of job reports. The Fed raised short-term rates in December of 2015 for the first time in nine years because economic data indicated that the economy was finally on the mend. The guidance that the Fed gave at that time was that they were planning on raising rates four times this year at a pace of a quarter of a point per raise. The statement that the Fed made after the …
Read More »More data available at familysearch.org!
It’s a good thing when I get to start yet another column with the above headline. I have some new tips for those of you who may be frustrated a little with how it works. First of all, familysearch has released a lot of new Cook County births in the past few weeks. They have most of the births indexed from 1878-1933 so far, and they plan to extend that to 1940. There are some suburban Cook County births already indexed up to 1938 (Evanston, Oak Park, Melrose Park etc.) but almost no Chicago from 1933-1940 as of …
Read More »The tour that changed music forever
I just love going to Nashville. I mean, for the most part, it’s really like you would think it would be … almost a “Hee-Haw” parody of itself in some ways. The touristic sections are filled with cowboy hats and boots, Grand Ole Opry concert replica posters everywhere and scores of Garth Brooks wannabees walkin’ the streets with six-string guitars over their shoulders. But it surely does have its own magic, and if you keep an open mind, you don’t have to be particularly partial to country music to appreciate the historic nature and the sincere warmth of the …
Read More »A Pullman progress report
This has been a very busy year so far for Pullman, with ceremonies, celebrations, tours, national competitions, and approval of and arrangements for new business developments and new construction. By the end of 2018, the largest building in the Pullman National Monument Park will be the Whole Foods Retail Distribution Center building, at 140,000 square feet. As with many new projects in Pullman, the efforts of the Chicago Neighborhood Initiatives have once again proven productive. The building will be located just north of the Methods products planet-friendly soap factory, which is situated across from the Police Station on 111th …
Read More »Getting past the proverbial brick wall
Last month we had the proverbial “brick wall”. To recap, I was helping my friend’s sister to trace her lineage beyond the grandparents who were all born in Italy. None of the records in Chicago listed the town of birth of any of them, and the family could not remember the names of the towns. All she knew was that her father’s parents were from Naples and the mother’s parents were from Sicily. None of the four grandparents became citizens so there was no naturalization petition to work with. So where do I go to find the birth towns if …
Read More »The risks of using non-professional home caregivers
Many of our clients seek to stay home for as long as possible, without entering an assisted living facility. This is perfectly understandable, and we use our firm’s skills to allow them to accomplish this objective as long as they can remain safe in their home. However, sometimes in order to remain at home, seniors will look for in-home assistance. We see three circumstances in which this can be dangerous for the senior. First, not enough care is being delivered. Occasionally, a senior may believe they only need someone to do a little shopping, cooking, and cleaning for them. However, …
Read More »Avoiding buyer’s remorse
Purchasing a home can get a little intense, especially if you are a first-time buyer. Between looking at homes online and reading design magazines, you pretty much know what you want your next home to be like. But be careful what you wish for. You may just regret wanting it to begin with. Let’s start with size. Everyone wants a big beautiful home, but do you really need it? Remember, the bigger the home, the bigger the heating and cooling bills will be as well. Along with that, cleaning the place could take forever! Instead of extra bedrooms that you …
Read More »The Fed’s dilemma
With summer right around the corner, the real estate and mortgage markets are enjoying volumes not seen since early in the last decade. All this could change soon if the Fed decided to raise rates at their upcoming meetings. The Fed has a dilemma on its hands. Either they raise rates and risk slowing down a very modest economic recovery or they keep the rates low and risk that they won’t be able to stimulate the market by lowering them again if we hit an economic downturn. Let’s face it, if our economy was doing great, mortgage rates would not …
Read More »It’s time to party in Pullman!
The Friends of Pullman Annual Reunion Picnic will be taking place soon, and you’re invited. The event is open to former Pullmanites, Roselandites and Kensingtonians and their friends and family members. If you’ve ever told your children, grandchildren, friends or complete strangers about where you grew up and the great people you grew up with — this is your chance to show off. Over the past seven years, this picnic has grown into the single largest one-day event in Pullman. In the beginning, many visitors came by just to see what was happening. They showed up without any food or …
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