Columns

    The Federal Reserve decided not to raise rates at their September 20-21 meeting, citing a lack of inflation and point out that the overall economy is moving at a steady pace and not overheating. The vote was 7-3 within the Fed not to raise rates. While there were some strong opinions from the three Fed presidents in favor of a rate hike, Chairwoman Janet Yellen cited that employment was in check and there was not a need at this time to make a move. The futures markets had only placed a 12 percent chance that the Fed would …

    Last month I described a multitude of features in familysearch.org, and hopefully I helped beginners, intermediate level and advanced genealogists. One area I have not spent a lot of time in is the Learning Center, most likely because I have been at this for so long, that I don’t look at beginner material. However, for those of you who are just starting out with your Italian research, the Learning Center is a great place to find out how to begin (besides this column, of course!) If you happen to have other ethnicities to research besides Italian, it can …

    So you’ve closed on the home of your dreams and you’re all ready to move in right away! Prior to the big day, though, there are a few things to take care of in order to assure that your home is ready for years to come. The most important item, which I suggest to all my clients on day one, is changing the locks! You really don’t know who has had a copy in the past in addition to the previous owners. At the same time, reprogram any garage door remotes. This can usually be done right from …

  There are plenty of reasons to give thanks this time of year but it occurs to me that many of those reasons center around love and happiness. This is particularly true when we are talking about the Roseland, Pullman, Kensington communities. In all the annual gatherings — the Friends of Pullman Annual Picnic, the Zimbauer Family Roseland Reunion, the many Fenger Reunions, the St. Anthony Dinner Dance, the St. Louis Academy Reunions and the St. Nicholas Class Reunions — there is a common thread: love and happiness. These events come about because of the love we share, not only …

  Many times when you purchase a home within a “community” there is a homeowners association. A majority of the time they are condominiums or townhomes within a subdivision or a gated community, but that is not always the case. Before purchasing one of these types of properties there are several items to consider. First, let’s talk money; Homeowners associations usually have association dues. These dues are usually paid on a monthly basis but some collect on a semiannual or annual basis. Some complexes will provide amenities for your dues. The most common are exterior insurance, lawn care, snow removal, …

  We Far South Siders know a good reunion when we see one and this summer was no different. More good times were shared by people taking advantage of the opportunities to attend an array of reunions. Not only was there a major one in Pullman but a number of the Cook County forest preserves were reserved for Roseland / Pullman / Kensington and Fenger confabs. Once again, the Annual Pullman Family Reunion Picnic was the most well-attended. In fact, it was the picnic that drew the most varied group of picnickers. I would go so far as to say …

  I have received quite a few e-mails about familysearch.org, thanks in large part to the number of columns I have written that tell you all to use it. Although the site is relatively simple, there is a lot going on in it, and the most frequent question I am asked is “How do I get started?” Step one is to set up an account. If you’re LDS, set up your account by clicking “Are You LDS?” “Yes” and using your LDS membership number from your ward clerk. If you’re not LDS, just create an account on the site by …

  In Part I, we discussed getting Dad on Medicaid. Now that Dad is on Medicaid, we can shift our focus to Mom because after all these years of taking care of Dad, her health is failing. Let’s further assume that Mom is still in the home that dad transferred to her and the kids have been doing the following two things to keep her in her home: first, delivering care to her individually as in-home caregivers, and second, lending Mom money so that the real estate taxes and upkeep on the home can be paid. Now let’s assume Mom …

  When selling your home, you only have one chance to impress a buyer. Many times, a buyer will not return due to an issue that can easily be resolved pre-hand. Don’t lose a potential buyer for something that can be easily corrected. The first thing a buyer will notice with the very first step they take into your home is the aroma of the air inside. Cigarette smoke inside of a home can be an immediate turn off. The smell of the smoke could attach itself to your walls and carpeting, forcing a buyer to repaint the home or …

  What did we do without the internet? For those of us who began our genealogical journey before Ancestry.com, familysearch, fold3, and even Google (they refer to this era as B.G.!), we remember the days of having to find information by checking one location at a time. If we needed to find where someone was buried, and we did not know which cemetery, we had to visit many different cemeteries one at a time. We could call them too. If we didn’t know what town in Italy someone was born in, we had to order film one town at a …